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Home / Industries / Traffic signal, work-zone & pavement marking

Traffic signal, work-zone control & pavement marking insurance

When a motorist crashes in a work zone, the traffic control contractor is often the first party named in the lawsuit. Signal installers and striping crews face a similar problem: their work is judged by what happens on the road long after they leave.

Pavement marking crew striping a signalized intersection in a work zone

Our approach

We build traffic control insurance programs that account for MUTCD-related allegations, truck-mounted attenuators, message boards left on jobsites, and the design exposure that comes with preparing traffic control plans.

Exposures we plan around

  • Struck-by incidents involving flaggers and setup crews
  • Motorist claims alleging improper signage or lane closures
  • Signal malfunction allegations after installation or maintenance
  • Paint and thermoplastic overspray on passing vehicles
  • Damage to attenuator trucks, arrow boards and message signs

Coverage in a typical program

General liabilityCompleted operations for signals and markings
Contractors professionalFor traffic control plan design
Commercial autoIncluding truck-mounted attenuators
Inland marineSigns, barricades, message boards, striping rigs
Workers' compensationFor flaggers and field crews
Umbrella & excessLimits for DOT and municipal contracts

Frequently asked questions

Does general liability cover a crash in my work zone?

General liability responds to bodily injury and property damage claims alleging your work caused the accident. Limits matter here: work-zone claims are often large, which is why most programs pair GL with an umbrella.

Do I need professional liability if I design traffic control plans?

Usually yes. Many GL policies exclude professional services. If you design or stamp traffic control plans, contractors professional liability covers claims that the plan itself was wrong.

How do I insure message boards and arrow boards left on jobsites?

An inland marine or contractors equipment policy covers portable equipment wherever it is, including theft and vandalism on unattended jobsites.

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