Medical office & medical supplier insurance
Medical practices and medical suppliers carry risks that sit outside malpractice: patients injured on the premises, breaches of protected health information, expensive equipment breakdowns, and product claims for devices and supplies you distribute.
Our approach
We build medical office insurance and medical supply company insurance that coordinates with your professional liability, protects patient data, and covers the equipment and inventory your operation depends on.
Exposures we plan around
- Patient and visitor slip-and-fall injuries
- Breaches of protected health information
- Equipment breakdown and spoiled temperature-sensitive inventory
- Product liability for distributed devices and supplies
- Employment practices claims from staff
Coverage in a typical program
Frequently asked questions
Is malpractice insurance enough for a medical office?
No. Malpractice covers professional care. It does not cover a patient tripping in the lobby, a data breach, a fire, or an employment claim. Those need separate coverage.
Do medical supply companies need products liability?
Yes. Distributors can be named in suits over a defective product even when they did not make it. Products liability, plus vendor endorsements from manufacturers, protects you.
What does cyber insurance cover for a medical practice?
Breach notification, forensics, legal costs, regulatory defense, and liability if patient information is exposed, plus income loss if ransomware takes your systems down.
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